PM Rickshaw Scheme 2025 – Apply Online for Easy Loans and Start Earning Today

Q: Q2: Is the loan interest-free?

Yes, the government offers interest-free or low-markup loans to ensure affordability.

Q: Q3: Can women apply for the scheme?

Yes, women drivers with valid licenses are encouraged to apply under special quota programs.

Q: Q4: How will I know if my application is approved?

Applicants will receive an SMS or email notification once their application is verified and approved.

Q: Q5: What happens after full repayment?

Once the loan is fully repaid, complete ownership of the rickshaw is transferred to the applicant.

Oct 14, 2025

PM Rickshaw Scheme 2025

The Government of Pakistan has officially launched the PM Rickshaw Scheme 2025, a major initiative to empower unemployed youth and low-income families by providing easy installment loans for purchasing new rickshaws.

This scheme aims to promote self-employment, reduce joblessness, and help thousands of hardworking Pakistanis become financially independent.

What is the PM Rickshaw Scheme 2025?

The Prime Minister Rickshaw Scheme 2025 is part of the federal government’s broader mission to reduce poverty and create small-scale employment across the country.

Instead of relying on high-interest bank loans, eligible applicants can now access interest-free or low-markup financing to buy a new rickshaw and start earning a stable income.

This government-supported initiative is designed especially for daily wage workers, rickshaw drivers, and young entrepreneurs who wish to own their own vehicle.

Why the PM Rickshaw Scheme Matters

For thousands of families, owning a rickshaw is not just a job — it’s a path to stability and dignity.

Here’s why this scheme is so impactful for Pakistan:

✅ Creates self-employment for low-income citizens
✅ Reduces dependency on rented rickshaws
✅ Promotes local manufacturing and transport sectors
✅ Provides long-term financial security
✅ Supports national poverty reduction efforts

This program is a lifeline for people struggling with rising living costs and unstable work opportunities.

Eligibility Criteria

To ensure transparency and fairness, the government has set simple eligibility requirements.

Criteria	Details
Nationality	Must be a Pakistani citizen
Age Limit	20–50 years
License	Valid driving license or learner’s permit
Income Group	Low or middle-income families
Preference	Unemployed youth and daily wage earners

If you’re currently renting a rickshaw, this program can help you become the owner and keep 100% of your earnings.

Documents Required for Application

Make sure the following documents are ready before applying:

Document	Description
CNIC	Valid Computerized National Identity Card
Photo	Recent passport-size photograph
Driving License	Valid LTV or learner’s permit
Proof of Income	Salary slip or unemployment certificate
Guarantor Details	Optional (for loan security)
Mobile Number	Must be registered under applicant’s CNIC

📎 Tip: Keep scanned copies of all documents ready to upload during online registration.

How to Apply Online for PM Rickshaw Scheme 2025

Follow these simple steps to register online:

Visit the official PM Youth Program or government loan portal.
Click “Apply Online – PM Rickshaw Scheme 2025.”
Enter your CNIC and mobile number to create an account.
Fill out the application form with personal and income details.
Upload your documents (CNIC, license, photo, proof of income, etc.).
Choose your repayment plan and submit the application.
Save your tracking number for future updates.
Wait for a confirmation SMS or email from the government portal.

Quick Overview

Feature	Details
Scheme Name	PM Rickshaw Scheme 2025
Target Group	Unemployed youth & daily wage workers
Loan Type	Interest-free / low-interest installments
Ownership	Full ownership after repayment
Application	Online via official portal
Documents Required	CNIC, license, photo, income proof
Main Benefit	Self-employment & financial freedom

Benefits of the PM Rickshaw Scheme 2025

This is more than just a loan — it’s a complete livelihood program that gives new hope to struggling workers.

⭐ Key Benefits:

Interest-free or low-markup financing
Easy monthly installments
No more paying rent to rickshaw owners
Guaranteed income generation after approval
Boosts local transport availability
Empowers youth through self-employment

Where to Get Help or Assistance

If you face any technical or registration issues, you can visit:

PM Youth Program Offices in all provinces
Partner banks offering government-backed loans
District facilitation centers
Official helpline numbers listed on the portal

🚫 Warning: Avoid unofficial websites or private agents — only apply through verified government platforms.

Important Tips Before Applying

✅ Apply early — limited seats available
✅ Double-check all uploaded information
✅ Keep your phone active for SMS alerts
✅ Don’t pay anyone privately for registration help
✅ Visit official offices for any assistance

Final Words

The PM Rickshaw Scheme 2025 is a transformative opportunity for Pakistan’s working class. With easy financing, zero interest, and simple online registration, this scheme is helping thousands achieve self-reliance and stability.

If you’ve been paying high rent or struggling with unemployment — this is your chance to own your future.

💡 Apply today through the official government portal and start your journey toward financial independence.