CM Punjab Khidmat Card Scheme 2025 – Registration, Eligibility & Latest Updates

The Government of Punjab has relaunched and expanded the CM Punjab Khidmat Card Scheme 2025 to provide financial relief and social inclusion to persons with disabilities and low-income families. Administered by the Punjab Social Protection Authority (PSPA), this scheme gives eligible citizens a special Khidmat Card that works much like an ATM card. Beneficiaries can withdraw cash assistance directly from Bank of Punjab branches or ATMs, making the process easy, transparent, and corruption-free. This program is not just about financial aid—it is also about dignity, empowerment, and inclusion. By providing regular stipends and linking beneficiaries to skill-building and welfare services, the government aims to reduce economic hardship for thousands of special persons across Punjab.

What is the Khidmat Card Scheme?

The Khidmat Card was first launched in 2015 under the leadership of then-Chief Minister Shahbaz Sharif. The program initially offered:

Quarterly cash stipends of Rs 3,600 (Rs 1,200 per month).
Skill training and rehabilitation support for disabled persons.
Access to assistive devices and welfare services.
A dedicated Khidmat Card for withdrawing funds from banks and ATMs.

Over time, the scheme has been strengthened by the PSPA through e-Khidmat centers and digital verification processes. In 2025, the scheme continues to operate as a social safety net for Punjab’s most vulnerable groups, with renewed emphasis on expanding coverage and revalidating older cards.

Who is Eligible for the Khidmat Card 2025?

To qualify for the scheme, applicants generally must meet the following conditions:

Resident of Punjab Province.
Recognized disability (physical, visual, hearing, or multiple disabilities) certified by a government medical board.
Belong to a low-income household falling under the PSPA poverty criteria (PMT score).
Hold a valid CNIC/NICOP.
Provide proof of income and household details for verification.

How to Register for the Khidmat Card Scheme 2025

Applying for the scheme requires both documentation and verification. Here’s a step-by-step guide:

Visit the PSPA / Social Welfare Office
Go to your district’s PSPA or Social Welfare office and request the Khidmat Card registration form.
Fill in the Application Form
Enter your personal details, CNIC, household income, and disability information.
Obtain Disability Certificate
Get a valid disability certificate from a government medical board or hospital.
Attach Required Documents
- CNIC copy
- Disability certificate
- Proof of residence
- Household income evidence
- B-Form (if applicable)
Submit Application
Hand over the completed form and documents to the PSPA or district committee.
Verification & Approval
Authorities may visit your home or conduct interviews for verification.
Issuance of Khidmat Card
Once approved, you’ll receive your Khidmat Card and become eligible for quarterly stipends.
Cash Withdrawal
Withdraw funds at Bank of Punjab ATMs or linked accounts using your card.

Benefits of the Khidmat Card Scheme

The scheme provides more than just cash—it is designed to support long-term empowerment:

Quarterly cash assistance (historically Rs 3,600; subject to government updates).
Financial independence for persons with disabilities.
Access to skill training and rehabilitation services.
Ease of withdrawal at ATMs or banks without middlemen.
Social inclusion by recognizing disabled persons as active members of society.

While some critics argue that the stipend amount is modest compared to rising inflation, the scheme remains a lifeline for thousands of families who depend on it.

Latest Updates – September 2025

As of September 2025:

The scheme continues under PSPA and e-Khidmat infrastructure.
Beneficiaries are undergoing renewal and revalidation of their cards.
The Punjab government has highlighted new distribution events where Khidmat Cards are handed over to deserving persons.
Discussions are ongoing about increasing the stipend amount, though no official notification has been released yet.
The program is sometimes mentioned alongside the CM Himmat Card Scheme (which provides Rs 10,500 quarterly), showing the government’s layered approach to social protection.

(FAQs)

Q1. How do I apply for the CM Punjab Khidmat Card 2025?
You must apply through your district PSPA or Social Welfare office by filling out the application form, submitting your CNIC, disability certificate, and income proof.

Q2. What documents are required?
CNIC, proof of residence, medical board disability certificate, and income details.

Q3. Can I withdraw money at ATMs?
Yes. The Khidmat Card can be used at Bank of Punjab ATMs and branches for withdrawals.

Q4. Is this scheme the same as BISP 8171?
No. The Khidmat Card is a Punjab provincial program under PSPA, while BISP 8171 is a federal-level program.

Q5. Do I need to renew my card in 2025?
Yes. Many beneficiaries are required to revalidate their cards to ensure continued payments.

Conclusion

The CM Punjab Khidmat Card Scheme 2025 continues to be a vital welfare initiative for persons with disabilities across Punjab. By offering regular stipends, financial independence, and access to welfare services, the program strengthens social safety nets and promotes inclusion. While challenges like low stipend amounts and delayed payments exist, the government’s focus on expansion and renewal shows commitment to supporting vulnerable communities.